The closing is the final step in the sale, purchase or refinance of the property. Ownership of the property is transferred, title insurance is issued and coverage begins.
Those present at the closing may include the buyer, the seller, the lender, real estate agents representing either party, and the closing agent.
Victory Title conducts the closing according to the instructions of the lender, the terms of the contract between the buyer and seller, and the requirements of state and federal laws.